PRE-ARRANGED FUNERAL PLAN
Financial Planning For Later Life
Planning for later life is never an easy thing to do, but it can be comforting and reassuring to know that you’ve taken care of these arrangements in advance. As part of this planning, more and more people are choosing to take out a pre-arranged funeral plan. By taking some time now to put plans in place, you can reduce the worry for your loved ones, as well as providing both financial and practical help for your family at a very difficult time.
Read this letter from Perfect Choice Funeral Plans about how a pre-arranged funeral plan from them can ease the burden for your family when the inevitable day comes, through their transparency and industry-leading professional conduct in dealing with both their customers and funeral directors.
The Perfectly Sensible Choice
At MaxLyte Financial, we offer Perfect Choice Funeral Plans and can help you put your pre-arranged funeral plan in place. There are lots of good reasons to take out a pre-arranged funeral plan. The cost of a funeral has increased significantly in recent years and one of the key benefits of a Perfect Choice Funeral Plan is that you can fix the funeral director’s costs and make a contribution to third party costs which are outside the control of the funeral director.
Some of the other benefits include:
- Guaranteed acceptance – no upper age limit and no medical checks.
- Make your wishes clear in advance.
- A choice of three plans to suit your needs and budget.
- Pay by lump sum or spread the cost and pay by monthly instalments.
- Complete flexibility to change your plan at any time.
What Happens To My Money?
The financial protection provided by the Perfect Choice Funeral Plan is one of the main reasons we have chosen to make it available to our customers. Every penny put into your pre-arranged funeral plan, excluding the initial management fee, is held securely in a whole of life assurance policy. What’s more, if you choose to cancel your plan at any time, or your circumstances change and you cannot afford your monthly instalments, you will receive a full refund less the initial set-up fee. Alternatively you can leave the money in the pre-arranged funeral plan as a contribution to your funeral when the time comes.
And, unlike some plans on the market, if your pre-arranged funeral plan is needed before you have completed your payments, the payments you have made will be used as a contribution to your funeral and your wishes will be clearly documented, giving your family peace of mind.
To find out more simply call our dedicated helpline number on 020 7993 2882.
A Perfect Choice Funeral Plan gives you exceptional financial security for your money. Every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely in a whole of life assurance policy and ring fenced to pay for your funeral when the time comes. The money is made immediately available and the funds cannot be used for anything other than your funeral for total peace of mind.
Perfect Choice funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA and FCA but are regulated by the Funeral Planning Authority.
A Perfect Choice plan guarantee’s that our funeral director’s costs (as set out in the plan paperwork) are covered as long as we carry out the funeral and your requirements don’t change. You can also choose to make a contribution towards third party costs which are outside our control, such as the fees for cremation or burial, medical fees and payment to a minister or officiant.
Find Out More About A Pre-Arranged Funeral Plan
It’s simple to set up a pre-arranged funeral plan and you can be sure that your wishes will be handled sensitively and professionally – we’re confident it’s the perfect choice.